Surgery quotes don't tell the complete story. Understanding hidden costs prevents budget surprises and financial stress during recovery.

Beyond the surgery quote: Anesthesia fees (sometimes separate), pre-operative tests, post-operative medications, compression garments, follow-up treatments (laser for scars, etc.), and revision touch-ups may not be included.

Accommodation costs: Recovery requires longer stays than typical tourism. Budget for 2-3 weeks of housing at minimum. Clinic-affiliated accommodation may be convenient but not always cheapest. Airbnb monthly discounts help for longer stays.

Food and daily expenses: You'll spend more on delivery food when too tired to go out. Budget ₩30,000-50,000 ($25-40) daily for comfortable eating during recovery.

Medical supplies: Post-surgical skincare, scar treatments, and comfort items add up. Budget ₩100,000-200,000 ($80-160) for supplies.

Translation services: If your clinic's English support is limited, professional medical translators cost ₩100,000-300,000 daily.

Transportation: Taxis to/from clinic visits, airport transfers with extra luggage space for post-surgical comfort. Budget ₩200,000-400,000 total.

Emergency fund: Reserve 20-30% of your surgery cost for unexpected needs—extended stay due to complications, additional procedures, emergency situations.

Currency considerations: Korean won fluctuates against other currencies. Transfer money strategically or use cards with low foreign transaction fees. Wise (formerly TransferWise) offers favorable rates.