Understanding insurance coverage for Korean plastic surgery helps with financial planning. Here's what international patients need to know.

Korean Health Insurance

What It Covers

Korean national health insurance covers medically necessary procedures but NOT cosmetic surgery for international tourists.

Exceptions

  • Reconstructive surgery after accident/illness
  • Functional issues (deviated septum, etc.)
  • Congenital deformities

Your Home Country Insurance

Typically NOT Covered

  • Elective cosmetic procedures
  • Travel for medical tourism
  • Complications from cosmetic surgery

May Be Covered

  • Medically necessary procedures abroad
  • Emergency care during travel
  • Pre-existing condition treatment

Travel Insurance

Standard Policies

Most travel insurance excludes:

  • Elective surgery
  • Complications from cosmetic procedures
  • Trip cancellation for surgery-related reasons

Medical Tourism Insurance

Specialized policies exist that may cover:

  • Complications from procedures
  • Extended stay if needed
  • Medical evacuation
  • Follow-up care costs

Clinic Insurance/Guarantees

What Some Clinics Offer

  • Free revision for complications
  • Extended follow-up care
  • Complication coverage within timeframe

Questions to Ask

  • What happens if I need revision?
  • Are complications covered?
  • What's included if I need extended stay?
  • Do you have malpractice insurance?

Financial Planning

  • Budget for procedure without insurance coverage
  • Consider specialized medical tourism insurance
  • Have emergency fund for unexpected costs
  • Understand clinic policies on complications